Unlock the value
of your gold
Unlock the value of eligible gold jewellery or assets while keeping ownership, with clear guidance on valuation, documents and repayment.
Eligibility
Assessed against applicable lender and product criteria.
- Age between 18-75 years
- Valid identity proof
- Gold purity of 18K or above
- No income proof required
Documents Required
Indicative list confirmed case by case.
- PAN Card
- Aadhaar Card
- Address Proof
- Gold ornaments for valuation
Application Process
There Is Only Four straightforward steps.
- Share your requirement and basic details
- Gold is assessed for weight and purity
- Review the loan amount and terms offered
- Complete documentation and proceed
Where It Can Help
Use Cases
Common situations where customers explore a gold loan.
Short-term Needs
Support for short-term financial requirements.
Medical Expenses
Funding for planned or unexpected medical costs.
Business Working Capital
Short-term support for small businesses.
Education
Help managing fees and education costs.
Agricultural Needs
Seasonal requirements for farming activities.
Household Requirements
Other planned personal or family needs.
Before You Decide
Make an informed choice
A few important details to review before moving forward.
01
Understand the valuation
Eligible purity and net gold weight determine valuation. Stones and other non-gold components are generally excluded.
02
Choose a repayment plan
Ask when interest and principal are due, what charges apply and how the pledged gold is released after full repayment.
03
Know the default terms
Missing repayments can result in auction of pledged gold under lender terms and applicable rules. Read the notice and recovery process.
Questions,
answered clearly
QuickFund helps customers explore financial options through relevant financial-service relationships.
FAQs
How is the loan amount decided?
It depends on the assessed weight and purity of the gold and the applicable lender’s criteria.
Is my gold kept safely?
Pledged gold is held by the lender as per its storage and security policies. Our team can explain the lender’s process before you proceed.
When do I get my gold back?
Gold is returned once the loan and applicable charges are fully repaid, as per lender terms.
What interest rate will apply?
Rates are set by the applicable lender or product. QuickFund does not publish indicative rates.